Bankruptcy & IVA Remortgage FAQ

As a discharged bankrupt how can I get a mortgage/remortgage?
There are many lenders out there who will look favourably on your current circumstances even though you have been bankrupt in the past.
As long as you are in employment & can afford the monthly payments.
What are the main benefits of remortgaging in an IVA?
The main benefit is usually that you can negotiate a full and final
settlement with your creditors so that your IVA is finalised before
its full term.
What are the benefits of remortgaging as a bankrupt?
The main benefit is that by using the funds raised to
discharge your bankruptcy you will retain possession of your
property which may otherwise have to be sold.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be approximately £995.

Your home may be repossessed if you do not keep up your repayments on a mortgage or debt secured on it.

Circle loans introduce all business to FSA registered companies and receive 50% of all fees charged.

The overall cost for comparison is 9.20% APR. The actual rate available will depend upon your circumstances. Ask for an illustration. APR variable and based on a usual case.